Financial Aid
Learn how to apply for financial assistance and what financial aid options are available to make a quality, career-focused Huntington Junior College education a reality for you.
FAFSA stands for Free Application for Federal Student Aid. When you complete the FAFSA and enter the HJC school code, the U.S. Department of Education will let us know what types of federal aid you’re eligible for.
- Create your FSA ID (learn how below).
- Fill out the form using school ID 009047.
Grants are amounts of money for college that you don’t have to pay back. They’re usually need-based, which means the amount you get is based on your income level. Some grants you may be eligible for include:
- Federal Pell Grant
- Federal Supplemental Opportunity Grant
- WV Higher Education Grant (for West Virginia residents)
“Direct” loans are amounts of money that you borrow directly from the U.S. Department of Education. They usually have lower interest rates than private loans, i.e. borrowing from a bank—over time, the amount to pay back beyond what you borrowed is less.
These include:
- Subsidized – Interest doesn’t start accruing (building up) until you’re out of school.
- Unsubsidized – Interest does accrue while you’re in school.
- Parent PLUS – The parent, not the student, is responsible for paying this loan back (plus interest).
Requirements
To qualify for financial aid, you must be enrolled at least half-time (at least eight hours per quarter). Also, borrowing through the Direct Loans program requires payment of an origination fee (covering the cost of processing the loan) of up to 2% of the total loan amount.
What to Expect
We do all we can to help you understand exactly how much you’ll need to pay out-of-pocket for tuition, how much is paid for you, how much you’ll need to pay back over time, and how to make sure your payments are manageable.
Financial Aid Counseling
Our financial aid officers will walk you through your options and answer any questions you have about the process, such as, “How much do I have to pay now?” “How much am I borrowing and need to pay back?” and “How big will my payments be?”
Financial Literacy Class (for Direct Loan Borrowers)
If you’ll be taking out Direct Loans, you’ll also attend a one-time Financial Literacy Class and complete Direct Loan Entrance Counseling. This will help you understand the terms of your Master Promissory Note (MPN), an agreement to pay back the loan before you sign it.
How to Create Your FSA ID
Step 1: Create an email address (such as yournamehere@gmail.com through Google). If you already have an email account, move on to Step 2.
Step 2: Go to www.studentaid.gov and click “Create Account” in the upper-right corner. (Important: Only the owner of the FSA ID should create and use this account. Never share your FSA ID!)
Step 3: Create a username and password, and enter your email address.
Step 4: Enter your name, date of birth, Social Security number, contact information, and challenge questions and answers.
Step 5: Review your information, and read and accept the terms and conditions.
Step 6: Confirm your e-mail address using the secure code, which will be sent to the e-mail address you entered when you created your FSA ID. Once you verify your e-mail address, you can use it instead of your username to log in to the websites.
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Get Financial Aid
Most students need help paying for tuition. We’re here to help! Start by completing the Free Application for Federal Student Aid (FAFSA). Then explore scholarships, grants, and more!